Let's chat: 604-612-6970
TMG The Mortgage Group Canada Inc.
Katy Mackenzie
It's more than just a mortgage
Looking to save time and money by working with an independent and objective Mortgage Professional? I have 18 years of experience backed by a Bachelor of Commerce Degree, Personal Financial Planner Designation and Reverse Mortgage Specialist Certification. Let's work together!
  • Expertise
    I have 18 years of experience and provide independent & objective advice on your mortgage financing options. I work for you, not the lender!
  • Save Time
    Instead of spending your valuable time meeting with competing lenders, I quickly narrow down the list of lenders that will help you achieve your financial goals. I make your comparison shopping fast, easy and convenient.
  • No Charge
    There's absolutely no charge for my services on typical residential mortgage transactions. Like many other professional services my commissions are paid by the lender.
Why Should You Use My Services?
I negotiate on your behalf. Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. Even if you have an existing relationship with your branch, TMG does millions of dollars of transactions yearly with a wide variety of lending institutions so we have stronger lender relationships. I leverage those relationships to secure competitive rates and terms that benefit you.
I get you the best rates & terms. Even if you've already been pre-approved for a mortgage by your bank or another financial institution, you're not obliged to stop shopping! I investigate on your behalf to see if there is an alternative to better suit your needs.
I customize your mortgage. All mortgages are not created equal. Whether borrowing to purchase, renovate or make your mortgage interest tax deductible, I ensure the mortgage you receive helps you achieve your financial goals.
Think Outside the Branch for Your Mortgage
Need a new mortgage? I'll help you pick the right mortgage for you and your budget.
When it comes time to renew your mortgage, I'll help you review your options and make the renewal process simple and easy.
Renovating? Consolidating debt? Refinancing may be in your future. Let me review your existing mortgage and options available to you.
Get started with your application now!
Mortgage Rates
Got a lower rate? Let me do better!
How Much Can You Afford?
Use this mortgage calculator to help you figure things out
My Mortgage Blog — Latest Posts
Getting Real about Real Estate Appraisals
How does a real estate appraisal differ from an inspection or a realtor evaluation? How does an accurate appraisal benefit a home owner? Listen to this weeks I Love Vancouver Real Estate podcast with...
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Managing Emotions & The Home Buying Process
On this weeks I Love Vancouver Real Estate podcast we talk with Dr. Joti Samra about building a strong relationship with professionals and howtobalance the head and the heart when making that big home...
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Streamline Your Real Estate Deal
On this weeks episode of I Love Vancouver Real Estate we talk with David Watts​. David Watts Notary Public has been voted as “Best Lawyer/Notary to use when Buying/Selling Real Estate” in the Georgia...
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New Year, New Rules
New year, new rules.OSFI sets new mortgage rules including a stress test for uninsured borrowers effective January 1, 2018.Read my blog about the changes or view the infographics below & call me...
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Contact me! Let's get started today!

Get in touch with me today for your free consultation!

Whether you are purchasing, renewing or refinancing I am here to help.