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TMG The Mortgage Group Canada Inc.

Katy Mackenzie

Mortgage Professional


Nature lover

Fitness enthusiast

Partner & step-mom 

“If I won the lottery I would set up own mortgage fund and make it fun to apply, think America’s Funniest Home Videos”

Elan Bertles

Mortgage Assistant

Positive petunia


Cardio crazed

Enneagram enthusiast

“If I won the lottery I would put my money where my mouth is”


Support staff

Furry friend

Bird chaser

Treat lover

Heart warmer

“If I won the lottery I would rescue all the dogs that need a good home”

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  • Save Time & Money
    I shop your mortgage for you. I can choose from multiple lender options & negotiate best rates.
  • Experience & Education
    Both enable me to ensure a smooth & efficient process for less stress. We all need less stress.
  • Independent & Objective
    This is only available with a Mortgage Broker. I work for you, not the bank.
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— Latest Posts
Is co-ownership right for you?
With interest rates rising, along with the overall cost of living, more people are turning to creative options to achieve homeownership.Co-ownership with family or friends, once a very niche segment...
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Bank of Canada rate hikes may not be done yet
In addition to raising interest rates another 75 basis points last week, the Bank of Canada has signalled the hikes are not done yet.As expected, the Bank raised its overnight target rate to 3.25%....
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Understanding Mortgage Down Payments
For many homebuyers, the down payment is the biggest hurdle along the path to homeownership.This is especially true for first-time buyers, who often have to scrimp and save for years to come up with...
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How to reduce payment shock at renewal time
By now, “trigger points” should be in the vocabulary of nearly every variable rate mortgage holder.There’s been a great deal of coverage lately about trigger points due to the rise in interest rates...
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