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TMG The Mortgage Group Canada Inc.
INTEGRITY. SIMPLICITY.
With 25 years of experience and unwavering dedication, I offer expert guidance to make your homeownership journey smooth and successful. Utilizing the extensive TMG lender network, I'm here to help you reach your homeownership goals with ease.

Katy was incredibly helpful walking us through an intimidating process as first time buyers. She answered all of our questions in a timely manner and kept us updated throughout the process. Would happily work with her again and highly recommend.
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Katy Mackenzie provided us with an excellent experience throughout our tricky new home purchase in 2023. She was patient, available on short notice, an excellent communicator, knowledge about the past and current mortgage market. She walked us through, probably more than once ;), all the different options and possibilities of our complex situation. We highly recommend her for any type of mortgage needs.
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We truly enjoyed worked with Katy on a mortgage for our new home. She brought an expert-level of expertise and helped us handle a couple of twists along the way with confidence and outstanding communication. Katy took the time to fully understand our requirements and what was important to us. She reviewed a multitude of options from lenders and found us the best possible one that fit our needs. Her dedication to her clients is second to none. We would not hesitate to recommend Katy to anyone looking to purchase a home or refinance a mortgage. She's the best.
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  • Save time & money
    I shop your mortgage for you, accessing multiple lender options to negotiate best rates.
  • Access An Experienced Professional
    Education & experience matter. I offer you both ensuring less stress with a smooth & efficient experience.
  • Get independent & objective advice
    Only available with a licensed Mortgage Broker. I work for you, not the Bank or Lender.
What mortgage do you need?
Purchase
As you buying a new home, rental or vacation property? I ease stress by shopping your mortgage for you with multiple lenders to get the right solution at the best price.
Renewal
Is your mortgage maturing? Do you want to early renew to take advantage of a lower rate? I can review the current lender offering against other lenders to recommend the best option for you.
Refinance
Are you consolidating debt, renovating or looking into a reverse mortgage? Yes, I can do that too! I can offer a full suite of lending options for all circumstances.
What are you waiting for?
Mortgage Rates
— Latest Posts
Federal program introduces easier refinancing for homeowners adding rental suite
The federal government announced a new mortgage refinancing program designed to help homeowners add secondary suites—such as basement apartments or garage conversions. The...
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Big week for mortgage rules: Feds announce key reforms
It’s been a big week for mortgage news, with both the federal government and OSFI rolling out important updates. The government has shared more details on its mortgage reforms, like...
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CMHC Mortgage Cap Raised to $1.5M, 30-Year Amortizations Expanded
The federal government today announced some sweeping changes to Canada's mortgage system in an effort to improve housing affordability and access. One of the key changes...
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Bank of Canada cuts policy rate to 4.25%
The Bank of Canada has dropped its policy rate to 4.25%, cutting it by 25 basis points this morning. This marks the third consecutive rate reduction by the central bank this year,...
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