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TMG The Mortgage Group Canada Inc.
Great mortgage advice is about you
Your hopes. Dreams. Aspirations. Choose wisely.
An independent Mortgage Professional knows it's personal. You are not a number. Not a mark. Not someone to be fooled by teasers and false promises. You are a human being with dreams, goals and needs. Independent advice is designed to address these needs. I'm Katy Mackenzie and I'd love to work with you!
  • Save Time & Money
    Who doesn't want that? I'm your personal shopper for your mortgage. I will find the product that best fits your needs and goals at the best price. Truly independent & objective mortgage advice. Your bank can't say that.
  • Experience & Education
    Any mortgage broker can do that, why Katy? I have 20 years lending experience both in the bank and broker world. This along with a Bachelor of Commerce degree and Personal Financial Planning designation allows me to look at your financing not as just a product but a piece of your overall financial plan to better advise you.
  • Professional Network
    Want to work with the best of the best? Of course you do but most top tier real estate professionals have a full client base & only work on referrals. I can get you the referral to the professional you are looking for.
Why Use My Services?
see above (insert cheeky wink here)
What mortgage do you need?
New home, rental or vacation property? I will shop all available lenders to recommend the right offering for you are the best price.
Mortgage up for renewal or considering your options early? I will review your current lender offering, compare it to other lender offerings and recommend the best options.
Consolidating debt, renovating or looking into a reverse mortgage? I will review and recommend best possible options at the best price.
What are you waiting for?
Mortgage Rates
seen a lower rate? did you read the fine print?
How Much Can You Afford?
And other handy calculators
Blog — Latest Posts
Reverse Mortgage Popularity
Putting mort back in mortgage! Reverse mortgages are popular. Why?Some can't qualify for a standard mortgage because of the stress test.Some want to stay in their homes longer but costs rise, income...
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Top Mortgage Pre-Approval Questions Answered
What are the top mortgage pre-approval questions you should be asking your mortgage broker or banker?I had the pleasure of being invited back on theKelly Hale Real Estate Podcastwhere we discuss...
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Six Mortgage Features to Consider
Real estate continues to be a hot commodity in most parts of the country, despite the many changes we’ve gone through over the last few years. Prices in some areas are up and listings are in short...
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The stress test. What is it really all about?
Do you know what the stress test is? How it impacts you specifically?If you don't or are making any assumptions about it then this is for you!I had the pleasure of being invited back on theKelly Hale...
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Ready to begin?

Call me today for a free consultation!