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Blog — Latest Posts
The stress test. What is it really all about?
Do you know what the stress test is? How it impacts you specifically?If you don't or are making any assumptions about it then this is for you!I had the pleasure of being invited back on theKelly Hale...
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What does a lower stress test rate mean?
For the first time in three years we have seen a reduction in the stress test rate. This rate also known as the benchmark rate has been reduced from 5.34% to 5.19%.How does this impact you?The stress...
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First-Time Home Buyer Incentive details announced
The details of Canada's new First-Time Home Buyer Incentive (FTHBI) program have been announced. Whether you are a first-time home buyer, realtor with clients interested or just curious about the new...
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Broker versus bank. Which do I choose?
One of the most common questions I get asked is why would I choose to work with a mortgage broker versus the bank. I recently had the pleasure of being a special guest on the Kelly Hale Real Estate...
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