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— Latest Posts
Katy Mackenzie || January 16, 2026
Canada closes 2025 with balanced market conditions as December sales soften
Canada’s housing market lost some steam in December, closing out 2025 on a quieter note. Home sales fell 2.7% from November, according to the Canadian Real Estate Association (CREA). Compared to...
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Katy Mackenzie || January 08, 2026
Mortgage Market Update: 2025 Recap & 2026 Outlook
With 2025 now in the rearview mirror, this is a good moment to reflect on the trends that shaped Canada’s mortgage and housing markets, and to look ahead at what 2026 may bring.2025 recap: some...
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Katy Mackenzie || December 12, 2025
The Bank of Canada hit pause. Is this as low as rates will go?
The Bank of Canada held its policy rate at 2.25% this week, a decision most had already been expecting. After four cuts over the past year, the question now isn’t what just happened, but what comes...
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Katy Mackenzie || December 10, 2025
Pay Down Your Mortgage or Contribute to Your RRSP?
This is one of the most common questions I’m asked, and the answer is never the same for everyone. The right move depends on your goals, your tax situation and how your mortgage fits into your bigger...
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