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— Latest Posts
Katy Mackenzie || April 16, 2025
What the CREA March Housing Report Means for Your Mortgage Strategy
The Canadian Real Estate Association (CREA) just released its March 2025 housing market report and if you're thinking about buying, renewing, or refinancing, the numbers might work in your...
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Katy Mackenzie || April 02, 2025
Why do mortgage pre-payment penalties rise as rates fall?
Why do mortgage pre-payment penalties rise as rates fall? Any why would some borrowers still break their mortgage early?With fixed mortgage rates trending lower in recent weeks, homeowners are...
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Katy Mackenzie || April 01, 2025
How to prepare your home for the spring real estate market
The arrival of spring typically brings renewed activity in Canada’s housing market. Longer days and warmer temperatures tend to draw both buyers and sellers back into the real estate...
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Katy Mackenzie || March 25, 2025
Another rate cut—here’s how it affects your mortgage
The Bank of Canada just lowered interest rates again, cutting its policy rate by 25 basis points to 2.75%. If you have a variable-rate mortgage or a line of credit, this likely means some relief in...
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