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Are you shopping for real estate without a pre-approval? Read this before you continue doing that. 

My top 3 questions & thoughts around this are:

  • What realtor are you working with? They should have recommended you get a pre-approval first!
  • How did you determine your price point? 60 second online calculators don’t work!
  • Do you not want the protection of a 120 day rate guarantee? I would!

A pre-approval can offer the following (but not limited to) benefits:

  • Determine price point & strengthen realtor relationship & their negotiating power on your behalf.
  • Rate hold for up to 120 days, in the case of pre-sales even longer.
  • Professional advice (if you work with a licensed Mortgage Broker).
  • Access to partners that work on referral basis only - lawyer/notary, home inspector, home insurance, mover, cleaner, trades etc.
  • Reduce stress. We do the leg work for you, get documents up front & answer all your questions.

If you are in the market for a new home, investment property or ski chalet please give yourself the gift of a pre-approval first! 

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