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In this video, Kelly Hale & I discuss the top 5 misconceptions that people have about the mortgage industry. We will debunk common myths and provide you with valuable insights to make informed decisions.

Are you planning to buy a house and wondering what you need to know about mortgages? Or have you had a bad experience with a mortgage in the past and want to avoid making the same mistakes? In this video, we will talk about the top 5 misconceptions in today’s mortgage industry that you should be aware of.


1) Online calculators work
2) What I earn I can use to qualify
3) My bank will do a good job
4) All brokers are created equal
5) The lowest rate is the best rate

Bonus - your online banking credit rating system is accurate

So, there you have it, the top 5 misconceptions in today's mortgage industry, plus a bonus misconception about credit ratings. We hope this video has provided you with valuable insights and helped you make informed decisions when it comes to mortgages. Remember to do your research and work with a reputable lender or broker to find the best mortgage deal for your unique situation. Thanks for watching!

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