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— Latest Posts
Katy Mackenzie || September 18, 2015
Mortgage 'advice'
I get excited when someone gets ‘advice’ from someone they know and then brings it to me as their trusted Mortgage Professional for my opinion.Here are ‘advice’ examples from the last few months and...
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Katy Mackenzie || September 04, 2015
Advantages of owning versus renting
You accumulate wealth by paying down debt in the form of mortgage payments, whereas rent pays a landlord's mortgage down.Over time, your net worth increases allowing you to establish a preferred...
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Katy Mackenzie || August 28, 2015
How are your [mortgage] vitals?
Mortgage lenders review applications on five basic [mortgage] vitals:Income & stability from employment or self employmentCredit historyDown payment amount on purchases, equity on...
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Katy Mackenzie || August 21, 2015
Fixed or Variable Rate Mortgage?
Which one? Fixed or variable rate mortgage?Lets start by understanding the difference between a fixed rate mortgage and a variable rate mortgage.Fixed rate mortgageA fixed rate mortgage is where the...
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