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TMG The Mortgage Group Canada Inc.
INTEGRITY. SIMPLICITY.
I’m here to guide you through a homeownership journey that’s smooth, simple, and successful. With over 25 years of experience, unwavering dedication, and access to an extensive network of lender solutions, I’m confident we’ll find the right fit to help you reach your goals.

Katy was incredibly helpful walking us through an intimidating process as first time buyers. She answered all of our questions in a timely manner and kept us updated throughout the process. Would happily work with her again and highly recommend.
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Katy Mackenzie provided us with an excellent experience throughout our tricky new home purchase in 2023. She was patient, available on short notice, an excellent communicator, knowledge about the past and current mortgage market. She walked us through, probably more than once ;), all the different options and possibilities of our complex situation. We highly recommend her for any type of mortgage needs.
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We truly enjoyed worked with Katy on a mortgage for our new home. She brought an expert-level of expertise and helped us handle a couple of twists along the way with confidence and outstanding communication. Katy took the time to fully understand our requirements and what was important to us. She reviewed a multitude of options from lenders and found us the best possible one that fit our needs. Her dedication to her clients is second to none. We would not hesitate to recommend Katy to anyone looking to purchase a home or refinance a mortgage. She's the best.
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  • Save time & money
    I shop your mortgage for you, accessing multiple lender options to negotiate best rates.
  • Access An Experienced Professional
    Education & experience matter. I offer you both ensuring less stress with a smooth & efficient experience.
  • Get independent & objective advice
    Only available with a licensed Mortgage Broker. I work for you, not the Bank or Lender.
What mortgage do you need?
Purchase
As you buying a new home, rental or vacation property? I ease stress by shopping your mortgage for you with multiple lenders to get the right solution at the best price.
Renewal
Is your mortgage maturing? Do you want to early renew to take advantage of a lower rate? I can review the current lender offering against other lenders to recommend the best option for you.
Refinance
Are you consolidating debt, renovating or looking into a reverse mortgage? Yes, I can do that too! I can offer a full suite of lending options for all circumstances.
What are you waiting for?
Mortgage Rates
— Latest Posts
Canada closes 2025 with balanced market conditions as December sales soften
Canada’s housing market lost some steam in December, closing out 2025 on a quieter note. Home sales fell 2.7% from November, according to the Canadian Real Estate Association (CREA). Compared to...
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Mortgage Market Update: 2025 Recap & 2026 Outlook
With 2025 now in the rearview mirror, this is a good moment to reflect on the trends that shaped Canada’s mortgage and housing markets, and to look ahead at what 2026 may bring.2025 recap: some...
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The Bank of Canada hit pause. Is this as low as rates will go?
The Bank of Canada held its policy rate at 2.25% this week, a decision most had already been expecting. After four cuts over the past year, the question now isn’t what just happened, but what comes...
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Pay Down Your Mortgage or Contribute to Your RRSP?
This is one of the most common questions I’m asked, and the answer is never the same for everyone. The right move depends on your goals, your tax situation and how your mortgage fits into your bigger...
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