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TMG The Mortgage Group Canada Inc.

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INTEGRITY. SIMPLICITY.
With 25 years of experience and unwavering dedication, I offer expert guidance to make your homeownership journey smooth and successful. Utilizing the extensive TMG lender network, I'm here to help you reach your homeownership goals with ease.

Katy was incredibly helpful walking us through an intimidating process as first time buyers. She answered all of our questions in a timely manner and kept us updated throughout the process. Would happily work with her again and highly recommend.
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Katy Mackenzie provided us with an excellent experience throughout our tricky new home purchase in 2023. She was patient, available on short notice, an excellent communicator, knowledge about the past and current mortgage market. She walked us through, probably more than once ;), all the different options and possibilities of our complex situation. We highly recommend her for any type of mortgage needs.
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We truly enjoyed worked with Katy on a mortgage for our new home. She brought an expert-level of expertise and helped us handle a couple of twists along the way with confidence and outstanding communication. Katy took the time to fully understand our requirements and what was important to us. She reviewed a multitude of options from lenders and found us the best possible one that fit our needs. Her dedication to her clients is second to none. We would not hesitate to recommend Katy to anyone looking to purchase a home or refinance a mortgage. She's the best.
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  • Save time & money
    I shop your mortgage for you, accessing multiple lender options to negotiate best rates.
  • Access An Experienced Professional
    Education & experience matter. I offer you both ensuring less stress with a smooth & efficient experience.
  • Get independent & objective advice
    Only available with a licensed Mortgage Broker. I work for you, not the Bank or Lender.
What mortgage do you need?
Purchase
As you buying a new home, rental or vacation property? I ease stress by shopping your mortgage for you with multiple lenders to get the right solution at the best price.
Renewal
Is your mortgage maturing? Do you want to early renew to take advantage of a lower rate? I can review the current lender offering against other lenders to recommend the best option for you.
Refinance
Are you consolidating debt, renovating or looking into a reverse mortgage? Yes, I can do that too! I can offer a full suite of lending options for all circumstances.
What are you waiting for?
Mortgage Rates
— Latest Posts
Katy Mackenzie || May 29, 2025
GST rebate gives first-time buyers up to $50,000 off new homes
First-time buyers now have one more reason to consider a new build. The federal government has announced a new GST rebate that could save eligible buyers up to $50,000 on homes valued up to $1.5...
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Katy Mackenzie || May 25, 2025
Can You Still Qualify for First-Time Homebuyer Programs If You’ve Owned Before?
Just because you’ve owned property before doesn’t mean you're automatically ruled out of first-time homebuyer programs. In fact, many programs have exceptions or reset rules, depending on how long...
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Katy Mackenzie || May 20, 2025
Fixed vs Variable Mortgages: What’s the Right Fit for You?
Choosing between a fixed or variable rate mortgage is one of the biggest decisions you'll make when financing your home. Both have their pros and cons, and the right option really comes down to your...
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Katy Mackenzie || May 15, 2025
9 Questions to Ask When Renewing Your Mortgage
When your mortgage term is almost up, it’s easy to just sign that renewal letter and carry on. But here’s the thing - this is your chance to make sure your next mortgage term actually works for you....
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