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— Latest Posts
How are your [mortgage] vitals?
Mortgage lenders review applications on five basic [mortgage] vitals:Income & stability from employment or self employmentCredit historyDown payment amount on purchases, equity on...
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Fixed or Variable Rate Mortgage?
Which one? Fixed or variable rate mortgage?Lets start by understanding the difference between a fixed rate mortgage and a variable rate mortgage.Fixed rate mortgageA fixed rate mortgage is where the...
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9 Strategies to Build your RRSP for Downpayment
Harper has pledged to increase the maximum you can withdraw from your registered retirement savings plan to buy a home. One article is here. I’m writing to everyone that doesn’t have one and is...
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Home Ownership. Is it right for You?
Buying a home is one of the biggest financial and lifestyle decisions you will make, so it pays to make an informed decision by first looking at the main advantages and disadvantages of home...
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